Most people make money to survive by working for someone else, and not particularly enjoying the experience.
Typically it's not something they have a passion for, or a passive income with the benefit of free time to invest elsewhere.
The fact the majority work to pay bills and just get by is a sad fact, and in my opinion making and managing money is something to be taught by parents and in school.
If you've been brought up to understand the value of money and how to invest wisely, then you're one of the lucky ones who got to start from an early age.
My parents as lovely as they are taught me none of this, they encouraged me to be a child and enjoy my youth.
Then in later life pushed me to get a steady job, in fact they wanted me to join the RAF, which I entertained the idea briefly, passed the tests and was accepted with the role of photo interpreter waiting for me.
Instead I went on to be a self employed club promoter, band manager, and occasional DJ..... A whole other story in itself, and they were obviously not too impressed with my life choices at that time.
They said find something stable, a job for life (which doesn't exist these days), and just work hard, keep your head down etc.
Never once advised me to invest my money, pay myself first, and learn about building a portfolio to retire as quickly as possible, if only... I did come from a loving family and the value of that is priceless, but I obviously look back at the time wasted due to lack of direction with a modicum of regret.
The advantage kids have these days with the internet and available knowledge at their fingertips is mind blowing, literally puts the world at their feet when it comes to creating opportunities for wealth creation.
This is like something from sci fi movie compared to how anyone pre internet, wi fi, smart tech etc used to find out what was going on the in the world. We had the TV, radio, newspapers, and the library, that was our Google.
The advice I received was to put my cash into a saving account, and be thankful for the crappy interest.
The whole notion of being self employed scared my parents to death, they thought I was taking a huge risk with my first real start up print and design business, as working for someone else was the safe option in their minds.
They are in fact now very proud of me and can see it's been the right thing for me to do, but when setting up on your own you need to be pig headed, and very often ignore the advice of those closest to you. Your family will say things to persuade you to go the safe route because they love you, not because they actually know what they are talking about in most cases.
It's programmed in to the lions share of the working class. From their parents, and their parents parents, through the establishment, and how society is portrayed within the media with all our wants and desires blasted at us through mainstream advertising.
The entire process from school to work is set up for us to be a hamster on a wheel, not daring to dream big. When real education is teaching someone the value of reaching a point where they do not need to give a shit.
However, age is just a number. I twigged on later in life that I shouldn't be fucking around so much, and then quickly caught up by applying myself to the right money making projects.